Can I Sue for Diminished Value After a Car Accident in Pennsylvania?
Most people know that if you’re in a car accident, insurance should pay for the repairs to get your vehicle back on the road. But what many drivers in Pennsylvania don’t realize is that even after quality repairs, your car may still lose value. This type of financial loss is called diminished value, and in some cases, you may be entitled to recover it.
At Gaydos Law, P.C., we help car accident victims in Allegheny County and throughout western Pennsylvania pursue full compensation—not just for repairs and medical bills, but also for the diminished value of their vehicle.
What Is Diminished Value?
Diminished value (also called diminution of value) is the difference between what your car was worth before the crash and what it’s worth after repairs.
For example:
- Before the accident: $30,000
- After repairs: $25,000
- Diminished value loss: $5,000
Even with perfect repairs, most buyers or dealerships will pay less for a car with an accident history than one that’s never been in a crash.
Can You Recover Diminished Value in Pennsylvania?
Yes—under Pennsylvania law, you may be able to recover diminished value if another driver was at fault for the accident. Their insurance company could be required to compensate you for the reduced market value of your vehicle.
However:
- If you’re filing through your own insurance (collision coverage), most policies do not cover diminished value unless explicitly stated.
- Every case depends on the facts, the coverage available, and the strength of the evidence.
That’s why talking to an experienced car accident attorney is the best way to understand your options.
How Do You Prove Diminished Value?
Insurance companies rarely just “take your word for it.” To succeed in a diminished value claim, you usually need strong evidence such as:
- Appraisals from certified auto valuation experts.
- Comparable vehicle sales data showing the market difference.
- Vehicle history reports that document the accident and affect resale value.
Our firm regularly works with professionals who can provide these reports to support your claim.
Why Diminished Value Matters
Even if your car looks and drives fine after repairs, the long-term financial impact can be significant:
- Lower trade-in offers from dealerships.
- Reduced resale value if you sell privately.
- Lost equity in newer or higher-value vehicles.
Recovering diminished value helps make sure you’re truly compensated for everything you’ve lost in the accident—not just the repair bills.
Do You Need a Lawyer for a Diminished Value Claim?
Technically, you can try to handle a diminished value claim yourself. But in reality, insurance companies often fight these claims hard or deny them outright. An experienced attorney can:
- Review your insurance coverage and accident details.
- Work with valuation experts to calculate your loss.
- Negotiate directly with the insurance company.
- File a lawsuit if necessary to protect your rights.
At Gaydos Law, we’ve helped accident victims throughout Pittsburgh and Western Pennsylvania pursue compensation for the full impact of their crashes.
Talk to a Pennsylvania Car Accident Lawyer About Diminished Value
If your vehicle has lost value after an accident, don’t let the insurance company brush it off. You may have the right to recover that loss.
Contact Gaydos Law, P.C. today to schedule a consultation. Our team serves clients in Allegheny County and across western Pennsylvania, and we’re here to help you understand your rights, fight for fair compensation, and move forward after an accident.










